Debtor Various regulations as to the relation between debtor and creditor are laid down in the Scriptures. (1.) The debtor was to deliver up as a pledge to the creditor what he could most easily dispense with (Deu 24:10, Deu 24:11). (2.) A mill, or millstone, or upper garment, when given as a pledge, could not be kept over night (Exo 22:26, Exo 22:27).