This is a lesson chapter from Charles Fillmore's *Prosperity* (1936), a New Thought Christian text written by the co-founder of the Unity Church movement. Fillmore argues that faith is not merely belief but a literal substance-shaping power of the mind — the mechanism by which invisible spiritual substance is made manifest in material form, including financial abundance. Drawing on allegorical readings of scripture (Zacharias and Elisabeth as perceptive and receptive soul-qualities, the loaves and fishes as a demonstration of natural law rather than miracle), he contends that poverty and lack have no basis in the Mind of God and exist only as products of fearful, limited thinking. A distinctive and recurring claim is that spoken words carry actual vibratory spiritual energy: speaking affirmations of abundance aloud — particularly from the "power center" of the throat — physically breaks down the inertia of lack-thoughts and opens new channels for prosperity. The text positions Jesus not as a supernatural exception but as someone who mastered a law available to all, making the multiplication of resources a teachable, repeatable skill. The overall thrust is that centering faith in "God as Principle" rather than in outer circumstances is the practical technique for transforming one's financial life.